Volume 3 · Companion tool

The Duration Trap

How banks bet on interest rates and lose

Run the tool (sign in) → Get the book ← All simulations
TOOL IRRBB ALM Optimiser  ·  Illustrative — not a validated regulatory model.

Companion tool

IRRBB ALM Optimiser

Runs in your tools workspace with your own numbers — every figure computed by the server engine.

IRRBB destroyed more value than any other risk category between 2021 and 2023 — quietly, through ordinary duration mismatch. Case study: Duration mismatch, 2022–23.

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